Investing involves a certain amount of risk. It’s a general rule that risk and returns run together. The more the risk you take, the greater the return you chance to make. A smart investor is one who knows how to recognize risk. To protect yourself from financial disaster you need to know the three distinct risks you must guard against. They are business risk, valuation risk and force of sale risk. And going by what has been happening in the global financial markets and more so, here at home, many investors have been left with loses in their hands not understanding what is happening. Many of us invest without understanding the aspect of risk, which is a fundamental aspect of any investment.

Fundamental stereotypes have adverse effects to the rich economies may just be salvation to the third world economies economy.
A yuppie culture for instance is mostly associated with the western countries however to an extent the culture with two strands presents an opportunity and a culture shift to the entire African Continent.

“One mans trash may be another mans treasure” Is the tag to this culture that is cropping up in the Kenyan society.
While the Americans fight the culture our own could use the focus to eliminate the dependency rate and poverty levels that have turned out to be hereditary.

MOBILE INDUSTRY GROWTH:
The rapid growth of the mobile phone industry has created billionaires by the bucket load, particularly in developing countries where well-connected business families have been able to gain control of the telecommunications market.

Latin America:
Carlos Slim, a Mexican entrepreneur, was ranked as the world's second richest man last year - behind Warren Buffett and ahead of Bill Gates with an estimated fortune of $68bn.